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Kindred State Bank
Kindred, ND · FDIC Certificate #8946 · Chartered 12/0
Total assets
$43.31M
Total deposits
$39.39M
Total equity
$3.82M
Net loans
$22.31M
Branches (offices)
1
Net income (YTD)
$295.00K
Rank: #4,078 of 4,213 U.S. banks by assets · #59 of 60 in North Dakota. Assets changed -0.5% and deposits -1.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 15.44% |
| Net interest margin (YTD) | 3.93% |
| Equity to assets | 8.83% |
| Tier 1 leverage ratio | 8.35% |
| Uninsured deposits (share of deposits) | 22.3% |
| Noncurrent loans (share of loans) | 0.13% |
| Net charge-offs (share of loans) | 0.24% |
| Loans to deposits | 56.6% |
| Real estate loans (share of loans) | 36.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $8.22M | 36.9% | |
| Commercial & industrial | $3.90M | 17.5% | |
| Consumer / individual | $4.07M | 18.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $6.11M | 27.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $44.14M | $41.40M | -$27.00K | $2.73M |
| Jun 2023 | $39.70M | $36.48M | $244.00K | $3.19M |
| Jun 2024 | $39.20M | $35.73M | $250.00K | $3.40M |
| Jun 2025 | $43.52M | $39.88M | $191.00K | $3.56M |
| Jun 2026 | $43.31M | $39.39M | $295.00K | $3.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $39.39M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $39.39M.
Similar-sized banks
Carrollton Federal Bank ($43.61M) · Community Bank Of Easton ($43.01M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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