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Kingston National Bank
Kingston, OH · FDIC Certificate #6616 · Chartered 01/0
Total assets
$586.28M
Total deposits
$536.17M
Total equity
$45.05M
Net loans
$399.47M
Branches (offices)
6
Net income (YTD)
$2.46M
Rank: #1,583 of 4,213 U.S. banks by assets · #49 of 155 in Ohio. Assets changed 3.2% and deposits 2.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.84% |
| Return on equity | 11.14% |
| Net interest margin (YTD) | 3.35% |
| Equity to assets | 7.68% |
| Tier 1 leverage ratio | 9.21% |
| Uninsured deposits (share of deposits) | 33.2% |
| Noncurrent loans (share of loans) | 0.27% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 74.5% |
| Real estate loans (share of loans) | 76.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $306.45M | 76.7% | |
| Commercial & industrial | $37.20M | 9.3% | |
| Consumer / individual | $7.12M | 1.8% | |
| Construction & development | $8.99M | 2.3% | |
| Agricultural | $50.99M | 12.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $503.66M | $462.64M | $2.25M | $35.90M |
| Jun 2023 | $520.14M | $479.55M | $1.74M | $35.82M |
| Jun 2024 | $552.71M | $510.26M | $987.00K | $37.66M |
| Jun 2025 | $568.37M | $522.91M | $1.91M | $39.53M |
| Jun 2026 | $586.28M | $536.17M | $2.46M | $45.05M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $536.17M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $536.17M.
Similar-sized banks
Bank Of Holly Springs ($587.51M) · Freedom Bank ($585.74M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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