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Kingstree Federal Savings And Loan Association
Kingstree, SC · FDIC Certificate #29486 · Chartered 01/0
Total assets
$39.33M
Total deposits
$33.88M
Total equity
$5.22M
Net loans
$28.82M
Branches (offices)
1
Net income (YTD)
-$117.00K
Rank: #4,104 of 4,213 U.S. banks by assets · #42 of 43 in South Carolina. Assets changed 7.0% and deposits 8.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -0.61% |
| Return on equity | -4.45% |
| Net interest margin (YTD) | 1.99% |
| Equity to assets | 13.29% |
| Tier 1 leverage ratio | 12.08% |
| Uninsured deposits (share of deposits) | 10.8% |
| Noncurrent loans (share of loans) | 2.53% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 85.1% |
| Real estate loans (share of loans) | 100.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $28.88M | 100.2% | |
| Commercial & industrial | $236.00K | 0.8% | |
| Consumer / individual | $65.00K | 0.2% | |
| Construction & development | $2.11M | 7.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $38.66M | $33.15M | $103.00K | $5.42M |
| Jun 2023 | $35.64M | $29.88M | $36.00K | $5.48M |
| Jun 2024 | $41.22M | $35.62M | -$90.00K | $5.36M |
| Jun 2025 | $36.76M | $31.18M | -$69.00K | $5.34M |
| Jun 2026 | $39.33M | $33.88M | -$117.00K | $5.22M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| South Carolina | $33.88M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $33.88M.
Similar-sized banks
Avana Bank ($39.55M) · Houston Bank & Trust ($38.55M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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