Advertisement
Kirkpatrick Bank
Edmond, OK · FDIC Certificate #20156 · Chartered 03/2
Total assets
$1.00B
Total deposits
$890.22M
Total equity
$90.93M
Net loans
$690.20M
Branches (offices)
6
Net income (YTD)
$8.55M
Rank: #1,042 of 4,213 U.S. banks by assets · #25 of 168 in Oklahoma. Assets changed 2.2% and deposits 4.9% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.66% |
| Return on equity | 19.21% |
| Net interest margin (YTD) | 3.41% |
| Equity to assets | 9.07% |
| Tier 1 leverage ratio | 10.67% |
| Uninsured deposits (share of deposits) | 30.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 77.5% |
| Real estate loans (share of loans) | 91.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $627.83M | 91.0% | |
| Commercial & industrial | $70.31M | 10.2% | |
| Consumer / individual | $2.32M | 0.3% | |
| Construction & development | $109.42M | 15.9% | |
| Agricultural | $9.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.11B | $1.03B | $7.72M | $57.70M |
| Jun 2023 | $961.13M | $862.73M | $6.88M | $64.19M |
| Jun 2024 | $980.35M | $873.48M | $5.46M | $64.59M |
| Jun 2025 | $981.26M | $848.65M | $4.31M | $78.21M |
| Jun 2026 | $1.00B | $890.22M | $8.55M | $90.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Oklahoma | $704.67M | 4 |
| Colorado | $185.56M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $890.22M.
Similar-sized banks
Jonestown Bank And Trust Company, Of Jonestown, Pennsylvania ($1.01B) · The Torrington Savings Bank ($1.00B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement