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Ks Statebank
Manhattan, KS · FDIC Certificate #19899 · Chartered 01/2
Total assets
$2.60B
Total deposits
$2.17B
Total equity
$342.06M
Net loans
$2.01B
Branches (offices)
6
Net income (YTD)
$25.42M
Rank: #487 of 4,213 U.S. banks by assets · #7 of 183 in Kansas. Assets changed -1.7% and deposits -2.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.95% |
| Return on equity | 15.22% |
| Net interest margin (YTD) | 3.38% |
| Equity to assets | 13.17% |
| Tier 1 leverage ratio | 12.97% |
| Uninsured deposits (share of deposits) | 21.8% |
| Noncurrent loans (share of loans) | 2.49% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 92.7% |
| Real estate loans (share of loans) | 73.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.48B | 73.4% | |
| Commercial & industrial | $282.63M | 14.1% | |
| Consumer / individual | $6.33M | 0.3% | |
| Construction & development | $77.88M | 3.9% | |
| Agricultural | $16.61M | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.34B | $2.00B | $23.30M | $259.85M |
| Jun 2023 | $2.45B | $2.05B | $15.59M | $284.41M |
| Jun 2024 | $2.42B | $2.01B | $13.59M | $306.90M |
| Jun 2025 | $2.64B | $2.23B | $21.63M | $311.73M |
| Jun 2026 | $2.60B | $2.17B | $25.42M | $342.06M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $1.53B | 5 |
| Arizona | $636.26M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.17B.
Similar-sized banks
Dedham Institution For Savings ($2.60B) · Meridian Bank ($2.59B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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