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Lake Region Bank
New London, MN · FDIC Certificate #10965 · Chartered 01/1
Total assets
$152.99M
Total deposits
$139.06M
Total equity
$12.91M
Net loans
$74.77M
Branches (offices)
3
Net income (YTD)
$1.38M
Rank: #3,285 of 4,213 U.S. banks by assets · #133 of 221 in Minnesota. Assets changed 5.5% and deposits 8.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.85% |
| Return on equity | 21.81% |
| Net interest margin (YTD) | 4.67% |
| Equity to assets | 8.44% |
| Tier 1 leverage ratio | 10.43% |
| Uninsured deposits (share of deposits) | 16.6% |
| Noncurrent loans (share of loans) | 0.09% |
| Net charge-offs (share of loans) | -0.04% |
| Loans to deposits | 53.8% |
| Real estate loans (share of loans) | 69.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $51.94M | 69.5% | |
| Commercial & industrial | $12.19M | 16.3% | |
| Consumer / individual | $5.90M | 7.9% | |
| Construction & development | $5.56M | 7.4% | |
| Agricultural | $565.00K | 0.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $157.72M | $149.98M | $1.02M | $6.99M |
| Jun 2023 | $141.89M | $133.62M | $1.22M | $7.32M |
| Jun 2024 | $136.76M | $126.11M | $1.14M | $9.75M |
| Jun 2025 | $144.98M | $128.62M | $1.14M | $11.39M |
| Jun 2026 | $152.99M | $139.06M | $1.38M | $12.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $139.06M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $139.06M.
Similar-sized banks
Citizens State Bank, Of Arlington ($153.20M) · Eastbank, National Association ($152.99M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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