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Banks · Tennessee

Lawrenceburg Federal Bank

Lawrenceburg, TN · FDIC Certificate #29186 · Chartered 10/0

Total assets
$95.22M
Total deposits
$74.79M
Total equity
$18.19M
Net loans
$79.76M
Branches (offices)
1
Net income (YTD)
$349.00K
Rank: #3,709 of 4,213 U.S. banks by assets · #105 of 109 in Tennessee. Assets changed 8.4% and deposits 9.4% over the year to June 30, 2026.
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Key ratios

Return on assets (YTD, annualized by FDIC)0.73%
Return on equity3.88%
Net interest margin (YTD)3.68%
Equity to assets19.10%
Tier 1 leverage ratio18.43%
Uninsured deposits (share of deposits)9.9%
Noncurrent loans (share of loans)0.41%
Net charge-offs (share of loans)0.09%
Loans to deposits106.6%
Real estate loans (share of loans)97.6%

Loan mix

CategoryAmountShare
Real estate loans$77.81M
97.6%
Commercial & industrial$0
0.0%
Consumer / individual$2.14M
2.7%
Construction & development$5.14M
6.4%
Agricultural$0
0.0%

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$76.01M$58.22M$204.00K$16.25M
Jun 2023$74.30M$55.73M$169.00K$16.81M
Jun 2024$82.19M$63.21M$83.00K$17.15M
Jun 2025$87.83M$68.35M$229.00K$17.47M
Jun 2026$95.22M$74.79M$349.00K$18.19M

Where its branch deposits sit (FDIC Summary of Deposits)

StateBranch depositsOffices
Tennessee$74.79M1

Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $74.79M.

Similar-sized banks

The First National Bank Of Johnson ($95.59M) · Huron State Bank ($95.10M)

Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.

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