Advertisement
Legends Bank
Clarksville, TN · FDIC Certificate #34936 · Chartered 11/1
Total assets
$927.66M
Total deposits
$824.12M
Total equity
$88.66M
Net loans
$662.38M
Branches (offices)
9
Net income (YTD)
$4.82M
Rank: #1,118 of 4,213 U.S. banks by assets · #37 of 109 in Tennessee. Assets changed 5.0% and deposits 6.5% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.04% |
| Return on equity | 10.84% |
| Net interest margin (YTD) | 3.95% |
| Equity to assets | 9.56% |
| Tier 1 leverage ratio | 9.98% |
| Uninsured deposits (share of deposits) | 36.2% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 80.4% |
| Real estate loans (share of loans) | 87.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $577.49M | 87.2% | |
| Commercial & industrial | $71.59M | 10.8% | |
| Consumer / individual | $13.64M | 2.1% | |
| Construction & development | $105.87M | 16.0% | |
| Agricultural | $179.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $829.06M | $755.56M | $4.08M | $61.97M |
| Jun 2023 | $846.34M | $756.95M | $3.43M | $68.13M |
| Jun 2024 | $843.48M | $745.48M | $3.83M | $76.24M |
| Jun 2025 | $883.21M | $773.76M | $4.30M | $80.94M |
| Jun 2026 | $927.66M | $824.12M | $4.82M | $88.66M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Tennessee | $824.12M | 9 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $824.12M.
Similar-sized banks
West Alabama Bank & Trust ($928.95M) · American Bank & Trust Company, Inc. ($924.41M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement