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Liberty Bank And Trust Company
New Orleans, LA · FDIC Certificate #20856 · Chartered 11/1
Total assets
$1.13B
Total deposits
$984.35M
Total equity
$125.10M
Net loans
$629.09M
Branches (offices)
15
Net income (YTD)
$5.13M
Rank: #938 of 4,213 U.S. banks by assets · #17 of 103 in Louisiana. Assets changed 1.8% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 8.29% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 11.08% |
| Tier 1 leverage ratio | 11.35% |
| Uninsured deposits (share of deposits) | 34.2% |
| Noncurrent loans (share of loans) | 0.89% |
| Net charge-offs (share of loans) | 0.23% |
| Loans to deposits | 63.9% |
| Real estate loans (share of loans) | 82.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $517.23M | 82.2% | |
| Commercial & industrial | $73.60M | 11.7% | |
| Consumer / individual | $14.71M | 2.3% | |
| Construction & development | $34.66M | 5.5% | |
| Agricultural | $199.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.03B | $906.67M | $4.62M | $99.20M |
| Jun 2023 | $1.08B | $949.65M | $7.48M | $98.65M |
| Jun 2024 | $1.06B | $934.11M | $6.29M | $108.61M |
| Jun 2025 | $1.11B | $968.81M | $5.89M | $122.36M |
| Jun 2026 | $1.13B | $984.35M | $5.13M | $125.10M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Louisiana | $597.39M | 7 |
| Michigan | $105.04M | 1 |
| Tennessee | $89.38M | - |
| Alabama | $87.94M | 2 |
| Illinois | $45.92M | 1 |
| Mississippi | $24.50M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $984.35M.
Similar-sized banks
Bank Forward ($1.13B) · Evertrust Bank ($1.13B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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