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Liberty Bank Of New Jersey
Verona, NJ · FDIC Certificate #59369 · Chartered 01/2
Total assets
$107.36M
Total deposits
$58.73M
Total equity
$47.02M
Net loans
$2.97M
Branches (offices)
2
Net income (YTD)
-$1.10M
Rank: #3,626 of 4,213 U.S. banks by assets · #48 of 49 in New Jersey. Assets changed - and deposits - over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | -2.47% |
| Return on equity | -4.64% |
| Net interest margin (YTD) | 2.22% |
| Equity to assets | 43.80% |
| Tier 1 leverage ratio | 50.46% |
| Uninsured deposits (share of deposits) | 76.3% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 5.1% |
| Real estate loans (share of loans) | 101.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $3.00M | 101.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2026 | $107.36M | $58.73M | -$1.10M | $47.02M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $58.73M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $58.73M.
Similar-sized banks
The Sherwood State Bank ($107.53M) · First Capital Bank ($107.27M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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