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Lindell Bank & Trust Company
St. Louis, MO · FDIC Certificate #1073 · Chartered 01/0
Total assets
$915.17M
Total deposits
$707.21M
Total equity
$165.03M
Net loans
$530.62M
Branches (offices)
15
Net income (YTD)
$12.25M
Rank: #1,128 of 4,213 U.S. banks by assets · #42 of 190 in Missouri. Assets changed -1.2% and deposits 1.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.62% |
| Return on equity | 15.16% |
| Net interest margin (YTD) | 4.33% |
| Equity to assets | 18.03% |
| Tier 1 leverage ratio | 18.02% |
| Uninsured deposits (share of deposits) | 16.9% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | -0.05% |
| Loans to deposits | 75.0% |
| Real estate loans (share of loans) | 94.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $499.55M | 94.1% | |
| Commercial & industrial | $39.26M | 7.4% | |
| Consumer / individual | $3.14M | 0.6% | |
| Construction & development | $86.28M | 16.3% | |
| Agricultural | $141.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $862.55M | $736.88M | $6.66M | $119.83M |
| Jun 2023 | $865.83M | $728.82M | $7.50M | $128.66M |
| Jun 2024 | $888.10M | $664.89M | $8.01M | $136.91M |
| Jun 2025 | $926.60M | $694.15M | $8.84M | $148.51M |
| Jun 2026 | $915.17M | $707.21M | $12.25M | $165.03M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $681.34M | 14 |
| Illinois | $25.87M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $707.21M.
Similar-sized banks
F&M Bank ($915.29M) · Spiritbank ($912.80M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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