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Lusitania Savings Bank
Newark, NJ · FDIC Certificate #34058 · Chartered 09/0
Total assets
$418.12M
Total deposits
$353.55M
Total equity
$60.04M
Net loans
$226.09M
Branches (offices)
4
Net income (YTD)
$980.00K
Rank: #2,006 of 4,213 U.S. banks by assets · #36 of 49 in New Jersey. Assets changed 6.0% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.48% |
| Return on equity | 3.29% |
| Net interest margin (YTD) | 2.42% |
| Equity to assets | 14.36% |
| Tier 1 leverage ratio | 14.97% |
| Uninsured deposits (share of deposits) | 7.3% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 63.9% |
| Real estate loans (share of loans) | 100.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $227.41M | 100.6% | |
| Commercial & industrial | $139.00K | 0.1% | |
| Consumer / individual | $1.19M | 0.5% | |
| Construction & development | $80.00K | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $396.49M | $339.89M | $1.23M | $53.70M |
| Jun 2023 | $382.72M | $323.50M | $1.07M | $55.09M |
| Jun 2024 | $388.92M | $313.94M | $386.00K | $56.14M |
| Jun 2025 | $394.30M | $331.36M | $685.00K | $57.98M |
| Jun 2026 | $418.12M | $353.55M | $980.00K | $60.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $353.55M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $353.55M.
Similar-sized banks
First National Bank ($418.54M) · Heritage Bank & Trust ($417.81M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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