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Maine Community Bank
Portland, ME · FDIC Certificate #17741 · Chartered 07/2
Total assets
$2.98B
Total deposits
$2.30B
Total equity
$280.55M
Net loans
$2.46B
Branches (offices)
23
Net income (YTD)
$16.99M
Rank: #429 of 4,213 U.S. banks by assets · #6 of 22 in Maine. Assets changed 8.2% and deposits 2.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 12.49% |
| Net interest margin (YTD) | 3.63% |
| Equity to assets | 9.40% |
| Tier 1 leverage ratio | 10.11% |
| Uninsured deposits (share of deposits) | 15.6% |
| Noncurrent loans (share of loans) | 0.46% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 106.9% |
| Real estate loans (share of loans) | 89.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.20B | 89.7% | |
| Commercial & industrial | $222.53M | 9.1% | |
| Consumer / individual | $5.05M | 0.2% | |
| Construction & development | $85.33M | 3.5% | |
| Agricultural | $838.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $999.82M | $843.05M | $2.82M | $128.64M |
| Jun 2023 | $1.04B | $800.49M | $3.52M | $133.41M |
| Jun 2024 | $1.16B | $863.65M | $3.22M | $141.97M |
| Jun 2025 | $2.76B | $2.25B | $8.90M | $250.97M |
| Jun 2026 | $2.98B | $2.30B | $16.99M | $280.55M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $2.30B | 23 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.30B.
Similar-sized banks
Susser Bank ($2.99B) · First Fidelity Bank ($2.98B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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