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Malaga Bank F.S.B.
Palos Verdes Peninsula, CA · FDIC Certificate #32282 · Chartered 03/0
Total assets
$1.45B
Total deposits
$942.08M
Total equity
$242.16M
Net loans
$1.24B
Branches (offices)
5
Net income (YTD)
$12.16M
Rank: #765 of 4,213 U.S. banks by assets · #49 of 115 in California. Assets changed 3.7% and deposits 1.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 10.19% |
| Net interest margin (YTD) | 3.39% |
| Equity to assets | 16.71% |
| Tier 1 leverage ratio | 16.76% |
| Uninsured deposits (share of deposits) | 27.4% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 131.4% |
| Real estate loans (share of loans) | 100.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.24B | 100.3% | |
| Commercial & industrial | $38.00K | 0.0% | |
| Consumer / individual | $26.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.52B | $1.08B | $9.98M | $184.81M |
| Jun 2023 | $1.54B | $994.46M | $11.88M | $200.60M |
| Jun 2024 | $1.42B | $917.73M | $12.24M | $216.32M |
| Jun 2025 | $1.40B | $927.69M | $11.36M | $228.99M |
| Jun 2026 | $1.45B | $942.08M | $12.16M | $242.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $942.08M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $942.08M.
Similar-sized banks
Northwest Bank ($1.45B) · American State Bank ($1.45B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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