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Malvern Bank
Malvern, IA · FDIC Certificate #14230 · Chartered 01/0
Total assets
$253.22M
Total deposits
$217.73M
Total equity
$22.14M
Net loans
$215.26M
Branches (offices)
1
Net income (YTD)
$1.81M
Rank: #2,698 of 4,213 U.S. banks by assets · #124 of 225 in Iowa. Assets changed 12.9% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.45% |
| Return on equity | 16.58% |
| Net interest margin (YTD) | 3.94% |
| Equity to assets | 8.74% |
| Tier 1 leverage ratio | 8.91% |
| Uninsured deposits (share of deposits) | 22.1% |
| Noncurrent loans (share of loans) | 0.37% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 98.9% |
| Real estate loans (share of loans) | 43.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $94.43M | 43.9% | |
| Commercial & industrial | $57.24M | 26.6% | |
| Consumer / individual | $36.63M | 17.0% | |
| Construction & development | $10.14M | 4.7% | |
| Agricultural | $29.00M | 13.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $180.74M | $164.53M | $1.20M | $15.70M |
| Jun 2023 | $197.59M | $180.06M | $741.00K | $16.70M |
| Jun 2024 | $215.98M | $183.09M | $736.00K | $18.76M |
| Jun 2025 | $224.35M | $202.17M | $1.53M | $20.97M |
| Jun 2026 | $253.22M | $217.73M | $1.81M | $22.14M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $217.73M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $217.73M.
Similar-sized banks
Genubank ($253.24M) · Gulf Atlantic Bank ($253.16M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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