Advertisement
Manasquan Bank
Manasquan, NJ · FDIC Certificate #30470 · Chartered 01/0
Total assets
$3.59B
Total deposits
$3.12B
Total equity
$334.57M
Net loans
$2.97B
Branches (offices)
15
Net income (YTD)
$11.67M
Rank: #366 of 4,213 U.S. banks by assets · #12 of 49 in New Jersey. Assets changed 8.8% and deposits 10.2% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.67% |
| Return on equity | 7.18% |
| Net interest margin (YTD) | 3.21% |
| Equity to assets | 9.33% |
| Tier 1 leverage ratio | 9.69% |
| Uninsured deposits (share of deposits) | 32.6% |
| Noncurrent loans (share of loans) | 0.64% |
| Net charge-offs (share of loans) | 0.28% |
| Loans to deposits | 95.3% |
| Real estate loans (share of loans) | 92.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.73B | 92.0% | |
| Commercial & industrial | $253.15M | 8.5% | |
| Consumer / individual | $5.28M | 0.2% | |
| Construction & development | $243.34M | 8.2% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.77B | $2.50B | $11.45M | $232.08M |
| Jun 2023 | $2.80B | $2.50B | $10.62M | $244.97M |
| Jun 2024 | $3.04B | $2.61B | $8.78M | $269.07M |
| Jun 2025 | $3.30B | $2.83B | $13.01M | $297.02M |
| Jun 2026 | $3.59B | $3.12B | $11.67M | $334.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $3.12B | 15 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.12B.
Similar-sized banks
Home Bank, National Association ($3.60B) · Southeast Bank ($3.58B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement