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Mcintosh County Bank
Ashley, ND · FDIC Certificate #13794 · Chartered 01/0
Total assets
$118.71M
Total deposits
$105.94M
Total equity
$11.37M
Net loans
$61.82M
Branches (offices)
2
Net income (YTD)
$950.00K
Rank: #3,539 of 4,213 U.S. banks by assets · #44 of 60 in North Dakota. Assets changed 5.1% and deposits 7.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.61% |
| Return on equity | 17.22% |
| Net interest margin (YTD) | 3.61% |
| Equity to assets | 9.58% |
| Tier 1 leverage ratio | 11.01% |
| Uninsured deposits (share of deposits) | 19.9% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 58.4% |
| Real estate loans (share of loans) | 26.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $16.17M | 26.2% | |
| Commercial & industrial | $4.26M | 6.9% | |
| Consumer / individual | $2.81M | 4.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $39.91M | 64.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $112.14M | $98.48M | $559.00K | $7.10M |
| Jun 2023 | $110.38M | $94.82M | $973.00K | $7.85M |
| Jun 2024 | $119.86M | $99.94M | $946.00K | $9.23M |
| Jun 2025 | $112.89M | $98.32M | $987.00K | $10.41M |
| Jun 2026 | $118.71M | $105.94M | $950.00K | $11.37M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| North Dakota | $105.94M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $105.94M.
Similar-sized banks
Security State Bank ($119.05M) · The Farmers And Merchants National Bank Of Fairview ($118.66M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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