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Meade County Bank
Brandenburg, KY · FDIC Certificate #25173 · Chartered 06/0
Total assets
$458.36M
Total deposits
$384.41M
Total equity
$36.97M
Net loans
$386.49M
Branches (offices)
4
Net income (YTD)
$2.64M
Rank: #1,885 of 4,213 U.S. banks by assets · #45 of 120 in Kentucky. Assets changed 6.2% and deposits 6.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.15% |
| Return on equity | 14.68% |
| Net interest margin (YTD) | 3.48% |
| Equity to assets | 8.07% |
| Tier 1 leverage ratio | 8.84% |
| Uninsured deposits (share of deposits) | 24.7% |
| Noncurrent loans (share of loans) | 0.19% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 100.5% |
| Real estate loans (share of loans) | 92.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $358.97M | 92.9% | |
| Commercial & industrial | $14.31M | 3.7% | |
| Consumer / individual | $11.57M | 3.0% | |
| Construction & development | $70.33M | 18.2% | |
| Agricultural | $1.31M | 0.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $313.09M | $252.87M | $1.86M | $24.35M |
| Jun 2023 | $363.01M | $290.35M | $1.60M | $25.36M |
| Jun 2024 | $404.56M | $337.04M | $1.50M | $27.73M |
| Jun 2025 | $431.73M | $361.88M | $2.13M | $31.55M |
| Jun 2026 | $458.36M | $384.41M | $2.64M | $36.97M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kentucky | $384.41M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $384.41M.
Similar-sized banks
First National Bank In Philip ($458.39M) · Shelby Savings Bank, SSB ($457.44M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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