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Medallion Bank
Salt Lake City, UT · FDIC Certificate #57449 · Chartered 12/2
Total assets
$2.83B
Total deposits
$2.30B
Total equity
$450.01M
Net loans
$2.55B
Branches (offices)
1
Net income (YTD)
$28.99M
Rank: #455 of 4,213 U.S. banks by assets · #22 of 44 in Utah. Assets changed 10.0% and deposits 14.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.15% |
| Return on equity | 12.95% |
| Net interest margin (YTD) | 8.58% |
| Equity to assets | 15.88% |
| Tier 1 leverage ratio | 16.92% |
| Uninsured deposits (share of deposits) | 0.2% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 2.90% |
| Loans to deposits | 111.1% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $2.67B | 104.4% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.80B | $1.47B | $36.65M | $282.93M |
| Jun 2023 | $2.22B | $1.82B | $40.75M | $325.67M |
| Jun 2024 | $2.45B | $2.01B | $29.51M | $366.24M |
| Jun 2025 | $2.58B | $2.01B | $32.94M | $473.64M |
| Jun 2026 | $2.83B | $2.30B | $28.99M | $450.01M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $2.30B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.30B.
Similar-sized banks
Habib American Bank ($2.84B) · Emprise Bank ($2.82B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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