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Merchants & Planters' Bank
Newport, AR · FDIC Certificate #16464 · Chartered 08/0
Total assets
$379.37M
Total deposits
$340.87M
Total equity
$33.51M
Net loans
$180.10M
Branches (offices)
11
Net income (YTD)
$1.71M
Rank: #2,148 of 4,213 U.S. banks by assets · #42 of 78 in Arkansas. Assets changed 14.0% and deposits 14.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.95% |
| Return on equity | 10.41% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 8.83% |
| Tier 1 leverage ratio | 10.15% |
| Uninsured deposits (share of deposits) | 32.8% |
| Noncurrent loans (share of loans) | 1.29% |
| Net charge-offs (share of loans) | -0.26% |
| Loans to deposits | 52.8% |
| Real estate loans (share of loans) | 56.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $102.14M | 56.7% | |
| Commercial & industrial | $14.33M | 8.0% | |
| Consumer / individual | $14.75M | 8.2% | |
| Construction & development | $13.91M | 7.7% | |
| Agricultural | $49.02M | 27.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $349.79M | $318.31M | $1.13M | $27.05M |
| Jun 2023 | $320.78M | $278.58M | $1.88M | $27.30M |
| Jun 2024 | $321.22M | $288.06M | $1.41M | $28.21M |
| Jun 2025 | $332.86M | $297.57M | $1.22M | $30.03M |
| Jun 2026 | $379.37M | $340.87M | $1.71M | $33.51M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Arkansas | $340.87M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $340.87M.
Similar-sized banks
Banner Capital Bank ($379.75M) · Bank Of Hays ($379.20M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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