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Merrick Bank
South Jordan, UT · FDIC Certificate #34519 · Chartered 09/2
Total assets
$9.13B
Total deposits
$7.41B
Total equity
$1.61B
Net loans
$7.34B
Branches (offices)
1
Net income (YTD)
$116.07M
Rank: #179 of 4,213 U.S. banks by assets · #14 of 44 in Utah. Assets changed 2.0% and deposits 5.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.55% |
| Return on equity | 13.48% |
| Net interest margin (YTD) | 19.58% |
| Equity to assets | 17.63% |
| Tier 1 leverage ratio | 16.59% |
| Uninsured deposits (share of deposits) | 4.8% |
| Noncurrent loans (share of loans) | 3.52% |
| Net charge-offs (share of loans) | 11.54% |
| Loans to deposits | 99.1% |
| Real estate loans (share of loans) | 0.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $0 | 0.0% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $8.68B | 118.2% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $4.82B | $3.56B | $93.49M | $1.20B |
| Jun 2023 | $5.52B | $4.31B | $141.88M | $1.14B |
| Jun 2024 | $6.07B | $4.77B | $67.11M | $1.21B |
| Jun 2025 | $8.95B | $6.99B | $26.25M | $1.83B |
| Jun 2026 | $9.13B | $7.41B | $116.07M | $1.61B |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Utah | $7.41B | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $7.41B.
Similar-sized banks
First Mid Bank & Trust, National Association ($9.14B) · American Savings Bank, National Association ($9.05B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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