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Methuen Co-Operative Bank
Methuen, MA · FDIC Certificate #26512 · Chartered 01/0
Total assets
$141.26M
Total deposits
$127.55M
Total equity
$13.32M
Net loans
$106.92M
Branches (offices)
1
Net income (YTD)
$319.00K
Rank: #3,367 of 4,213 U.S. banks by assets · #86 of 89 in Massachusetts. Assets changed 1.7% and deposits 1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.45% |
| Return on equity | 4.85% |
| Net interest margin (YTD) | 3.13% |
| Equity to assets | 9.43% |
| Tier 1 leverage ratio | 9.36% |
| Uninsured deposits (share of deposits) | 18.2% |
| Noncurrent loans (share of loans) | 1.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 83.8% |
| Real estate loans (share of loans) | 95.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $101.67M | 95.1% | |
| Commercial & industrial | $4.86M | 4.5% | |
| Consumer / individual | $738.00K | 0.7% | |
| Construction & development | $4.93M | 4.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $123.36M | $112.00M | $277.00K | $11.23M |
| Jun 2023 | $132.51M | $120.39M | $349.00K | $11.90M |
| Jun 2024 | $139.00M | $124.46M | $119.00K | $12.26M |
| Jun 2025 | $138.94M | $125.93M | $250.00K | $12.74M |
| Jun 2026 | $141.26M | $127.55M | $319.00K | $13.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $127.55M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $127.55M.
Similar-sized banks
Citizens State Bank Norwood Young America ($141.33M) · Hershey Bank ($141.15M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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