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Midamerica National Bank
Canton, IL · FDIC Certificate #3612 · Chartered 11/2
Total assets
$685.04M
Total deposits
$613.02M
Total equity
$66.59M
Net loans
$440.06M
Branches (offices)
6
Net income (YTD)
$2.80M
Rank: #1,394 of 4,213 U.S. banks by assets · #78 of 322 in Illinois. Assets changed 4.7% and deposits 5.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.85% |
| Return on equity | 8.43% |
| Net interest margin (YTD) | 3.98% |
| Equity to assets | 9.72% |
| Tier 1 leverage ratio | 9.86% |
| Uninsured deposits (share of deposits) | 17.7% |
| Noncurrent loans (share of loans) | 4.37% |
| Net charge-offs (share of loans) | 0.36% |
| Loans to deposits | 71.8% |
| Real estate loans (share of loans) | 74.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $327.61M | 74.4% | |
| Commercial & industrial | $42.66M | 9.7% | |
| Consumer / individual | $40.28M | 9.2% | |
| Construction & development | $42.98M | 9.8% | |
| Agricultural | $33.65M | 7.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $578.90M | $522.05M | $2.94M | $53.12M |
| Jun 2023 | $619.12M | $554.27M | $2.74M | $56.20M |
| Jun 2024 | $644.12M | $575.85M | $3.03M | $60.52M |
| Jun 2025 | $654.45M | $583.07M | $3.31M | $65.68M |
| Jun 2026 | $685.04M | $613.02M | $2.80M | $66.59M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $613.02M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $613.02M.
Similar-sized banks
Geddes Federal Savings And Loan Association ($685.73M) · Firstbank ($684.34M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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