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Midcountry Bank
Minneapolis, MN · FDIC Certificate #28865 · Chartered 01/0
Total assets
$1.07B
Total deposits
$835.80M
Total equity
$133.36M
Net loans
$724.02M
Branches (offices)
16
Net income (YTD)
$5.40M
Rank: #981 of 4,213 U.S. banks by assets · #17 of 221 in Minnesota. Assets changed -0.2% and deposits -6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.03% |
| Return on equity | 8.08% |
| Net interest margin (YTD) | 3.97% |
| Equity to assets | 12.46% |
| Tier 1 leverage ratio | 13.00% |
| Uninsured deposits (share of deposits) | 26.4% |
| Noncurrent loans (share of loans) | 0.90% |
| Net charge-offs (share of loans) | 0.03% |
| Loans to deposits | 86.6% |
| Real estate loans (share of loans) | 84.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $608.01M | 84.0% | |
| Commercial & industrial | $67.36M | 9.3% | |
| Consumer / individual | $30.89M | 4.3% | |
| Construction & development | $19.11M | 2.6% | |
| Agricultural | $7.93M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.03B | $834.69M | $5.45M | $88.05M |
| Jun 2023 | $1.10B | $883.79M | $5.68M | $96.46M |
| Jun 2024 | $1.16B | $946.15M | $889.00K | $123.45M |
| Jun 2025 | $1.07B | $893.77M | $4.54M | $131.11M |
| Jun 2026 | $1.07B | $835.80M | $5.40M | $133.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $835.80M | 16 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $835.80M.
Similar-sized banks
Ledyard National Bank ($1.07B) · Brooks Bank, National Association ($1.07B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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