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Milledgeville State Bank
Milledgeville, IL · FDIC Certificate #15873 · Chartered 01/0
Total assets
$215.19M
Total deposits
$170.65M
Total equity
$20.24M
Net loans
$138.24M
Branches (offices)
1
Net income (YTD)
$850.00K
Rank: #2,887 of 4,213 U.S. banks by assets · #185 of 322 in Illinois. Assets changed 11.0% and deposits 10.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.80% |
| Return on equity | 8.42% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 9.40% |
| Tier 1 leverage ratio | 10.48% |
| Uninsured deposits (share of deposits) | 11.5% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 81.0% |
| Real estate loans (share of loans) | 44.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $60.80M | 44.0% | |
| Commercial & industrial | $36.12M | 26.1% | |
| Consumer / individual | $1.37M | 1.0% | |
| Construction & development | $32.00K | 0.0% | |
| Agricultural | $41.61M | 30.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $171.60M | $128.52M | $1.33M | $15.47M |
| Jun 2023 | $170.94M | $128.55M | $1.08M | $15.91M |
| Jun 2024 | $180.31M | $136.46M | $1.06M | $17.14M |
| Jun 2025 | $193.84M | $154.28M | $1.00M | $18.06M |
| Jun 2026 | $215.19M | $170.65M | $850.00K | $20.24M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $170.65M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $170.65M.
Similar-sized banks
Farmers Savings Bank ($215.29M) · Burling Bank ($214.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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