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Minster Bank
Minster, OH · FDIC Certificate #763 · Chartered 01/2
Total assets
$811.60M
Total deposits
$719.38M
Total equity
$72.18M
Net loans
$456.98M
Branches (offices)
7
Net income (YTD)
$6.56M
Rank: #1,241 of 4,213 U.S. banks by assets · #43 of 155 in Ohio. Assets changed 4.9% and deposits 5.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.62% |
| Return on equity | 19.04% |
| Net interest margin (YTD) | 3.80% |
| Equity to assets | 8.89% |
| Tier 1 leverage ratio | 10.08% |
| Uninsured deposits (share of deposits) | 24.7% |
| Noncurrent loans (share of loans) | 0.14% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 63.5% |
| Real estate loans (share of loans) | 87.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $401.63M | 87.9% | |
| Commercial & industrial | $36.75M | 8.0% | |
| Consumer / individual | $4.01M | 0.9% | |
| Construction & development | $20.06M | 4.4% | |
| Agricultural | $5.52M | 1.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $761.01M | $698.61M | $3.46M | $41.74M |
| Jun 2023 | $721.26M | $653.65M | $5.18M | $46.09M |
| Jun 2024 | $734.25M | $658.94M | $4.44M | $53.84M |
| Jun 2025 | $773.46M | $683.42M | $5.69M | $61.66M |
| Jun 2026 | $811.60M | $719.38M | $6.56M | $72.18M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Ohio | $719.38M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $719.38M.
Similar-sized banks
Cusb Bank ($812.11M) · Citizens 1St Bank ($810.98M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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