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Mission Valley Bank
Sun Valley, CA · FDIC Certificate #57101 · Chartered 07/1
Total assets
$782.00M
Total deposits
$615.31M
Total equity
$83.91M
Net loans
$622.29M
Branches (offices)
4
Net income (YTD)
$3.15M
Rank: #1,277 of 4,213 U.S. banks by assets · #70 of 115 in California. Assets changed 5.6% and deposits 2.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.82% |
| Return on equity | 7.68% |
| Net interest margin (YTD) | 4.36% |
| Equity to assets | 10.73% |
| Tier 1 leverage ratio | 11.00% |
| Uninsured deposits (share of deposits) | 0.1% |
| Noncurrent loans (share of loans) | 1.94% |
| Net charge-offs (share of loans) | 0.34% |
| Loans to deposits | 101.1% |
| Real estate loans (share of loans) | 62.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $389.07M | 62.5% | |
| Commercial & industrial | $240.91M | 38.7% | |
| Consumer / individual | $522.00K | 0.1% | |
| Construction & development | $15.57M | 2.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $483.31M | $416.04M | $2.60M | $49.97M |
| Jun 2023 | $572.10M | $463.98M | $3.60M | $55.00M |
| Jun 2024 | $644.69M | $507.44M | $4.20M | $63.71M |
| Jun 2025 | $740.52M | $599.57M | $3.35M | $70.57M |
| Jun 2026 | $782.00M | $615.31M | $3.15M | $83.91M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $615.31M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $615.31M.
Similar-sized banks
Cenlar FSB ($782.04M) · Community First Bank ($781.60M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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