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Mnb Bank
Mccook, NE · FDIC Certificate #5434 · Chartered 10/0
Total assets
$594.10M
Total deposits
$494.92M
Total equity
$66.87M
Net loans
$376.92M
Branches (offices)
7
Net income (YTD)
$3.14M
Rank: #1,572 of 4,213 U.S. banks by assets · #32 of 138 in Nebraska. Assets changed -0.5% and deposits 1.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.06% |
| Return on equity | 9.55% |
| Net interest margin (YTD) | 3.47% |
| Equity to assets | 11.26% |
| Tier 1 leverage ratio | 11.09% |
| Uninsured deposits (share of deposits) | 24.9% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.04% |
| Loans to deposits | 76.2% |
| Real estate loans (share of loans) | 61.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $232.83M | 61.8% | |
| Commercial & industrial | $47.76M | 12.7% | |
| Consumer / individual | $5.89M | 1.6% | |
| Construction & development | $22.86M | 6.1% | |
| Agricultural | $90.44M | 24.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $551.88M | $476.47M | $2.39M | $53.73M |
| Jun 2023 | $550.31M | $481.14M | $1.64M | $51.82M |
| Jun 2024 | $584.83M | $479.98M | $1.34M | $54.37M |
| Jun 2025 | $597.04M | $486.61M | $2.38M | $59.94M |
| Jun 2026 | $594.10M | $494.92M | $3.14M | $66.87M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $455.79M | 6 |
| Colorado | $39.12M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $494.92M.
Similar-sized banks
Crest Savings Bank ($594.24M) · Cross Bank ($593.48M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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