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Montgomery Bank
Sikeston, MO · FDIC Certificate #8255 · Chartered 01/0
Total assets
$1.18B
Total deposits
$1.03B
Total equity
$132.27M
Net loans
$983.66M
Branches (offices)
12
Net income (YTD)
$9.82M
Rank: #903 of 4,213 U.S. banks by assets · #30 of 190 in Missouri. Assets changed 0.3% and deposits -0.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.63% |
| Return on equity | 14.90% |
| Net interest margin (YTD) | 4.68% |
| Equity to assets | 11.17% |
| Tier 1 leverage ratio | 9.69% |
| Uninsured deposits (share of deposits) | 24.2% |
| Noncurrent loans (share of loans) | 0.44% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 95.9% |
| Real estate loans (share of loans) | 83.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $823.37M | 83.7% | |
| Commercial & industrial | $135.43M | 13.8% | |
| Consumer / individual | $4.45M | 0.5% | |
| Construction & development | $87.93M | 8.9% | |
| Agricultural | $29.96M | 3.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.16B | $1.04B | $5.62M | $79.83M |
| Jun 2023 | $1.34B | $1.07B | $5.84M | $108.53M |
| Jun 2024 | $1.17B | $994.37M | $6.60M | $118.80M |
| Jun 2025 | $1.18B | $1.04B | $8.41M | $125.60M |
| Jun 2026 | $1.18B | $1.03B | $9.82M | $132.27M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $1.03B | 12 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.03B.
Similar-sized banks
First State Bank ($1.18B) · Premier Bank ($1.18B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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