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Mutual Federal Bank
Chicago, IL · FDIC Certificate #28302 · Chartered 01/0
Total assets
$96.50M
Total deposits
$63.54M
Total equity
$15.94M
Net loans
$82.47M
Branches (offices)
1
Net income (YTD)
$295.00K
Rank: #3,703 of 4,213 U.S. banks by assets · #266 of 322 in Illinois. Assets changed -1.0% and deposits -0.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.61% |
| Return on equity | 3.74% |
| Net interest margin (YTD) | 3.78% |
| Equity to assets | 16.52% |
| Tier 1 leverage ratio | 16.34% |
| Uninsured deposits (share of deposits) | 6.4% |
| Noncurrent loans (share of loans) | 1.09% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 129.8% |
| Real estate loans (share of loans) | 101.5% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $83.75M | 101.5% | |
| Commercial & industrial | $0 | 0.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $109.23M | $73.07M | -$238.00K | $15.47M |
| Jun 2023 | $107.67M | $67.68M | -$107.00K | $15.14M |
| Jun 2024 | $94.54M | $69.06M | $206.00K | $15.47M |
| Jun 2025 | $97.48M | $63.59M | $311.00K | $15.35M |
| Jun 2026 | $96.50M | $63.54M | $295.00K | $15.94M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $63.54M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $63.54M.
Similar-sized banks
Johnson State Bank ($96.60M) · First National Bank ($96.49M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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