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Nebraska State Bank
Lynch, NE · FDIC Certificate #16516 · Chartered 12/0
Total assets
$25.43M
Total deposits
$22.32M
Total equity
$2.99M
Net loans
$12.49M
Branches (offices)
1
Net income (YTD)
$71.00K
Rank: #4,167 of 4,213 U.S. banks by assets · #136 of 138 in Nebraska. Assets changed 26.8% and deposits 31.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.60% |
| Return on equity | 4.80% |
| Net interest margin (YTD) | 3.87% |
| Equity to assets | 11.77% |
| Tier 1 leverage ratio | 11.32% |
| Uninsured deposits (share of deposits) | 14.7% |
| Noncurrent loans (share of loans) | 3.18% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 56.0% |
| Real estate loans (share of loans) | 49.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $6.12M | 49.0% | |
| Commercial & industrial | $1.19M | 9.6% | |
| Consumer / individual | $209.00K | 1.7% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $5.10M | 40.8% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $19.88M | $17.38M | $17.00K | $2.43M |
| Jun 2023 | $19.16M | $16.46M | $96.00K | $2.59M |
| Jun 2024 | $19.25M | $16.31M | $139.00K | $2.80M |
| Jun 2025 | $20.06M | $16.99M | $79.00K | $2.92M |
| Jun 2026 | $25.43M | $22.32M | $71.00K | $2.99M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $22.32M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $22.32M.
Similar-sized banks
Home Savings Bank, FSB ($25.74M) · The First National Bank Of Assumption ($25.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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