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Nebraska State Bank
Oshkosh, NE · FDIC Certificate #9819 · Chartered 06/2
Total assets
$74.13M
Total deposits
$60.98M
Total equity
$12.34M
Net loans
$55.01M
Branches (offices)
1
Net income (YTD)
$1.59M
Rank: #3,878 of 4,213 U.S. banks by assets · #117 of 138 in Nebraska. Assets changed 8.9% and deposits 9.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 4.34% |
| Return on equity | 25.89% |
| Net interest margin (YTD) | 4.93% |
| Equity to assets | 16.64% |
| Tier 1 leverage ratio | 18.08% |
| Uninsured deposits (share of deposits) | 25.6% |
| Noncurrent loans (share of loans) | 1.40% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 90.2% |
| Real estate loans (share of loans) | 72.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $39.83M | 72.4% | |
| Commercial & industrial | $895.00K | 1.6% | |
| Consumer / individual | $10.00K | 0.0% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $14.80M | 26.9% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $68.29M | $58.10M | $1.13M | $9.65M |
| Jun 2023 | $63.21M | $51.98M | $1.52M | $10.61M |
| Jun 2024 | $64.55M | $52.94M | $1.47M | $10.93M |
| Jun 2025 | $68.07M | $55.65M | $1.47M | $11.68M |
| Jun 2026 | $74.13M | $60.98M | $1.59M | $12.34M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $60.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $60.98M.
Similar-sized banks
Ipswich State Bank ($74.25M) · Bank Of Iberia ($73.92M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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