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Nebraska State Bank And Trust Company
Broken Bow, NE · FDIC Certificate #8322 · Chartered 02/2
Total assets
$285.75M
Total deposits
$233.68M
Total equity
$34.93M
Net loans
$219.93M
Branches (offices)
4
Net income (YTD)
$2.72M
Rank: #2,543 of 4,213 U.S. banks by assets · #64 of 138 in Nebraska. Assets changed 3.8% and deposits 3.2% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.92% |
| Return on equity | 15.98% |
| Net interest margin (YTD) | 4.40% |
| Equity to assets | 12.22% |
| Tier 1 leverage ratio | 12.96% |
| Uninsured deposits (share of deposits) | 13.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 94.1% |
| Real estate loans (share of loans) | 60.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $132.20M | 60.1% | |
| Commercial & industrial | $30.67M | 13.9% | |
| Consumer / individual | $7.28M | 3.3% | |
| Construction & development | $4.23M | 1.9% | |
| Agricultural | $51.23M | 23.3% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $284.36M | $249.26M | $1.37M | $24.36M |
| Jun 2023 | $260.53M | $221.85M | $2.38M | $26.42M |
| Jun 2024 | $279.45M | $228.97M | $2.48M | $28.20M |
| Jun 2025 | $275.35M | $226.36M | $2.58M | $31.30M |
| Jun 2026 | $285.75M | $233.68M | $2.72M | $34.93M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Nebraska | $233.68M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $233.68M.
Similar-sized banks
Bank Of Rantoul ($285.79M) · Goodfield State Bank ($285.52M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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