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Neighborhood National Bank
Mora, MN · FDIC Certificate #18885 · Chartered 09/2
Total assets
$312.19M
Total deposits
$252.14M
Total equity
$23.76M
Net loans
$192.60M
Branches (offices)
6
Net income (YTD)
$1.76M
Rank: #2,406 of 4,213 U.S. banks by assets · #87 of 221 in Minnesota. Assets changed 3.5% and deposits 0.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.13% |
| Return on equity | 15.19% |
| Net interest margin (YTD) | 3.61% |
| Equity to assets | 7.61% |
| Tier 1 leverage ratio | 11.24% |
| Uninsured deposits (share of deposits) | 9.1% |
| Noncurrent loans (share of loans) | 2.31% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 76.4% |
| Real estate loans (share of loans) | 82.1% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $158.09M | 82.1% | |
| Commercial & industrial | $19.47M | 10.1% | |
| Consumer / individual | $8.16M | 4.2% | |
| Construction & development | $23.26M | 12.1% | |
| Agricultural | $6.77M | 3.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $296.38M | $262.20M | $1.44M | $11.67M |
| Jun 2023 | $310.85M | $269.20M | $1.63M | $11.61M |
| Jun 2024 | $303.05M | $251.09M | $1.18M | $14.16M |
| Jun 2025 | $301.73M | $251.12M | $1.42M | $19.12M |
| Jun 2026 | $312.19M | $252.14M | $1.76M | $23.76M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Minnesota | $252.14M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $252.14M.
Similar-sized banks
Seneca Savings Bank, National Association ($312.48M) · The Union Bank ($312.17M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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