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New Frontier Bank
Saint Charles, MO · FDIC Certificate #35597 · Chartered 10/1
Total assets
$175.71M
Total deposits
$158.86M
Total equity
$15.95M
Net loans
$133.38M
Branches (offices)
3
Net income (YTD)
$898.00K
Rank: #3,140 of 4,213 U.S. banks by assets · #132 of 190 in Missouri. Assets changed 6.6% and deposits 6.7% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.02% |
| Return on equity | 11.41% |
| Net interest margin (YTD) | 3.66% |
| Equity to assets | 9.08% |
| Tier 1 leverage ratio | 9.25% |
| Uninsured deposits (share of deposits) | 20.0% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.03% |
| Loans to deposits | 84.0% |
| Real estate loans (share of loans) | 87.3% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $116.41M | 87.3% | |
| Commercial & industrial | $14.40M | 10.8% | |
| Consumer / individual | $3.79M | 2.8% | |
| Construction & development | $6.50M | 4.9% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $136.61M | $124.24M | $676.00K | $11.97M |
| Jun 2023 | $142.38M | $129.16M | $730.00K | $12.70M |
| Jun 2024 | $148.96M | $134.21M | $525.00K | $14.02M |
| Jun 2025 | $164.83M | $148.90M | $531.00K | $15.01M |
| Jun 2026 | $175.71M | $158.86M | $898.00K | $15.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Missouri | $158.86M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $158.86M.
Similar-sized banks
Jackson County Bank ($175.87M) · Bank Of Prairie Village ($175.69M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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