Advertisement
New Peoples Bank, Inc.
Honaker, VA · FDIC Certificate #34890 · Chartered 10/2
Total assets
$942.46M
Total deposits
$828.39M
Total equity
$97.80M
Net loans
$725.38M
Branches (offices)
19
Net income (YTD)
$6.88M
Rank: #1,099 of 4,213 U.S. banks by assets · #31 of 56 in Virginia. Assets changed 5.5% and deposits 5.8% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.48% |
| Return on equity | 14.43% |
| Net interest margin (YTD) | 4.21% |
| Equity to assets | 10.38% |
| Tier 1 leverage ratio | 11.17% |
| Uninsured deposits (share of deposits) | 12.7% |
| Noncurrent loans (share of loans) | 0.45% |
| Net charge-offs (share of loans) | 0.06% |
| Loans to deposits | 87.6% |
| Real estate loans (share of loans) | 88.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $638.15M | 88.0% | |
| Commercial & industrial | $59.02M | 8.1% | |
| Consumer / individual | $31.31M | 4.3% | |
| Construction & development | $53.65M | 7.4% | |
| Agricultural | $4.57M | 0.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $846.72M | $708.31M | $4.10M | $71.28M |
| Jun 2023 | $803.24M | $709.28M | $4.27M | $75.71M |
| Jun 2024 | $854.94M | $744.42M | $4.03M | $81.38M |
| Jun 2025 | $893.34M | $783.02M | $4.83M | $85.95M |
| Jun 2026 | $942.46M | $828.39M | $6.88M | $97.80M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Virginia | $696.22M | 15 |
| West Virginia | $90.50M | 2 |
| Tennessee | $28.53M | 1 |
| North Carolina | $13.14M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $828.39M.
Similar-sized banks
The Farmers Bank ($942.79M) · Atlantic Community Bankers Bank ($942.04M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement