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North Brookfield Savings Bank
North Brookfield, MA · FDIC Certificate #90258 · Chartered 08/0
Total assets
$448.68M
Total deposits
$383.20M
Total equity
$40.82M
Net loans
$291.08M
Branches (offices)
7
Net income (YTD)
$1.23M
Rank: #1,914 of 4,213 U.S. banks by assets · #72 of 89 in Massachusetts. Assets changed 3.7% and deposits 2.8% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.56% |
| Return on equity | 6.10% |
| Net interest margin (YTD) | 2.96% |
| Equity to assets | 9.10% |
| Tier 1 leverage ratio | 10.92% |
| Uninsured deposits (share of deposits) | 12.7% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 76.0% |
| Real estate loans (share of loans) | 89.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $260.84M | 89.6% | |
| Commercial & industrial | $27.51M | 9.5% | |
| Consumer / individual | $4.63M | 1.6% | |
| Construction & development | $6.68M | 2.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $357.67M | $317.75M | $448.00K | $33.36M |
| Jun 2023 | $399.36M | $349.84M | $545.00K | $31.03M |
| Jun 2024 | $410.43M | $357.33M | $453.00K | $33.40M |
| Jun 2025 | $432.68M | $372.94M | $849.00K | $37.69M |
| Jun 2026 | $448.68M | $383.20M | $1.23M | $40.82M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Massachusetts | $383.20M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $383.20M.
Similar-sized banks
Security State Bank ($449.14M) · Bank Of Madison ($448.11M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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