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Northwestern Bank
Chippewa Falls, WI · FDIC Certificate #2468 · Chartered 01/0
Total assets
$725.62M
Total deposits
$575.17M
Total equity
$75.16M
Net loans
$587.43M
Branches (offices)
7
Net income (YTD)
$8.55M
Rank: #1,344 of 4,213 U.S. banks by assets · #47 of 153 in Wisconsin. Assets changed 3.7% and deposits 7.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.40% |
| Return on equity | 23.66% |
| Net interest margin (YTD) | 4.14% |
| Equity to assets | 10.36% |
| Tier 1 leverage ratio | 11.22% |
| Uninsured deposits (share of deposits) | 27.7% |
| Noncurrent loans (share of loans) | 0.03% |
| Net charge-offs (share of loans) | -0.02% |
| Loans to deposits | 102.1% |
| Real estate loans (share of loans) | 67.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $397.12M | 67.6% | |
| Commercial & industrial | $169.43M | 28.8% | |
| Consumer / individual | $3.68M | 0.6% | |
| Construction & development | $46.38M | 7.9% | |
| Agricultural | $13.17M | 2.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $638.20M | $594.76M | $5.29M | $42.63M |
| Jun 2023 | $639.12M | $591.52M | $4.90M | $46.28M |
| Jun 2024 | $715.58M | $543.79M | $5.14M | $53.31M |
| Jun 2025 | $699.88M | $536.19M | $7.08M | $63.49M |
| Jun 2026 | $725.62M | $575.17M | $8.55M | $75.16M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $575.17M | 7 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $575.17M.
Similar-sized banks
Texas Gulf Bank, National Association ($726.94M) · Bank Of Luxemburg ($723.37M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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