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Norway Savings Bank
Norway, ME · FDIC Certificate #17658 · Chartered 01/0
Total assets
$2.16B
Total deposits
$1.57B
Total equity
$268.71M
Net loans
$1.62B
Branches (offices)
25
Net income (YTD)
$13.45M
Rank: #575 of 4,213 U.S. banks by assets · #9 of 22 in Maine. Assets changed 4.7% and deposits -1.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.28% |
| Return on equity | 10.24% |
| Net interest margin (YTD) | 3.72% |
| Equity to assets | 12.47% |
| Tier 1 leverage ratio | 14.07% |
| Uninsured deposits (share of deposits) | 20.5% |
| Noncurrent loans (share of loans) | 0.29% |
| Net charge-offs (share of loans) | 0.05% |
| Loans to deposits | 103.1% |
| Real estate loans (share of loans) | 86.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.40B | 86.4% | |
| Commercial & industrial | $118.37M | 7.3% | |
| Consumer / individual | $93.23M | 5.7% | |
| Construction & development | $97.35M | 6.0% | |
| Agricultural | $267.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.74B | $1.51B | -$1.10M | $193.83M |
| Jun 2023 | $1.83B | $1.45B | $8.46M | $198.39M |
| Jun 2024 | $1.91B | $1.50B | $7.31M | $211.10M |
| Jun 2025 | $2.06B | $1.59B | $8.70M | $238.74M |
| Jun 2026 | $2.16B | $1.57B | $13.45M | $268.71M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Maine | $1.56B | 24 |
| New Hampshire | $10.98M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.57B.
Similar-sized banks
United Bank ($2.16B) · Mizuho Bank (Usa) ($2.14B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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