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Nova Bank
Huntsville, AL · FDIC Certificate #59326 · Chartered 01/2
Total assets
$91.19M
Total deposits
$66.09M
Total equity
$24.64M
Net loans
$70.31M
Branches (offices)
1
Net income (YTD)
$309.00K
Rank: #3,740 of 4,213 U.S. banks by assets · #86 of 93 in Alabama. Assets changed 6.7% and deposits 9.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.69% |
| Return on equity | 2.52% |
| Net interest margin (YTD) | 5.06% |
| Equity to assets | 27.02% |
| Tier 1 leverage ratio | 28.11% |
| Uninsured deposits (share of deposits) | 16.6% |
| Noncurrent loans (share of loans) | 0.00% |
| Net charge-offs (share of loans) | -0.01% |
| Loans to deposits | 106.4% |
| Real estate loans (share of loans) | 81.8% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $57.50M | 81.8% | |
| Commercial & industrial | $13.32M | 18.9% | |
| Consumer / individual | $591.00K | 0.8% | |
| Construction & development | $12.17M | 17.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2024 | $30.91M | $5.48M | -$513.00K | $25.43M |
| Jun 2025 | $85.45M | $60.65M | -$531.00K | $24.20M |
| Jun 2026 | $91.19M | $66.09M | $309.00K | $24.64M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Alabama | $66.09M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $66.09M.
Similar-sized banks
The Old Exchange National Bank Of Okawville ($91.31M) · First Bank And Trust Company ($91.19M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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