Advertisement
Nsb Bank
Mason City, IA · FDIC Certificate #8094 · Chartered 01/0
Total assets
$460.80M
Total deposits
$400.64M
Total equity
$38.88M
Net loans
$329.95M
Branches (offices)
6
Net income (YTD)
$2.17M
Rank: #1,878 of 4,213 U.S. banks by assets · #72 of 225 in Iowa. Assets changed -2.1% and deposits -1.1% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.92% |
| Return on equity | 11.27% |
| Net interest margin (YTD) | 3.08% |
| Equity to assets | 8.44% |
| Tier 1 leverage ratio | 8.49% |
| Uninsured deposits (share of deposits) | 31.8% |
| Noncurrent loans (share of loans) | 0.32% |
| Net charge-offs (share of loans) | 0.30% |
| Loans to deposits | 82.4% |
| Real estate loans (share of loans) | 62.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $205.97M | 62.4% | |
| Commercial & industrial | $60.51M | 18.3% | |
| Consumer / individual | $4.93M | 1.5% | |
| Construction & development | $0 | 0.0% | |
| Agricultural | $57.76M | 17.5% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $435.78M | $394.87M | $3.40M | $30.30M |
| Jun 2023 | $432.89M | $392.00M | $3.47M | $30.40M |
| Jun 2024 | $449.75M | $380.58M | $2.22M | $31.62M |
| Jun 2025 | $470.50M | $405.27M | $2.74M | $35.59M |
| Jun 2026 | $460.80M | $400.64M | $2.17M | $38.88M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $400.64M | 6 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $400.64M.
Similar-sized banks
The Missouri Bank ($461.45M) · United Savings Bank ($460.57M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement