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Oakwood Bank
Pigeon Falls, WI · FDIC Certificate #13030 · Chartered 04/0
Total assets
$156.35M
Total deposits
$123.87M
Total equity
$16.95M
Net loans
$126.69M
Branches (offices)
4
Net income (YTD)
$1.16M
Rank: #3,258 of 4,213 U.S. banks by assets · #127 of 153 in Wisconsin. Assets changed 8.9% and deposits 10.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.53% |
| Return on equity | 14.06% |
| Net interest margin (YTD) | 3.99% |
| Equity to assets | 10.84% |
| Tier 1 leverage ratio | 8.48% |
| Uninsured deposits (share of deposits) | 14.6% |
| Noncurrent loans (share of loans) | 0.84% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 102.3% |
| Real estate loans (share of loans) | 66.0% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $83.61M | 66.0% | |
| Commercial & industrial | $18.30M | 14.4% | |
| Consumer / individual | $500.00K | 0.4% | |
| Construction & development | $1.13M | 0.9% | |
| Agricultural | $24.38M | 19.2% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $116.33M | $100.30M | $436.00K | $13.90M |
| Jun 2023 | $123.42M | $95.58M | $722.00K | $14.56M |
| Jun 2024 | $132.23M | $101.14M | $783.00K | $15.64M |
| Jun 2025 | $143.56M | $112.27M | $762.00K | $15.76M |
| Jun 2026 | $156.35M | $123.87M | $1.16M | $16.95M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $98.35M | 3 |
| Minnesota | $25.52M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $123.87M.
Similar-sized banks
Philo Exchange Bank ($156.57M) · Farmers State Bank ($156.23M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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