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Old Plank Trail Community Bank, National Association
New Lenox, IL · FDIC Certificate #58314 · Chartered 03/1
Total assets
$3.53B
Total deposits
$3.12B
Total equity
$294.56M
Net loans
$2.49B
Branches (offices)
16
Net income (YTD)
$20.16M
Rank: #368 of 4,213 U.S. banks by assets · #24 of 322 in Illinois. Assets changed 12.7% and deposits 12.4% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.19% |
| Return on equity | 13.91% |
| Net interest margin (YTD) | 3.19% |
| Equity to assets | 8.34% |
| Tier 1 leverage ratio | 8.82% |
| Uninsured deposits (share of deposits) | 26.7% |
| Noncurrent loans (share of loans) | 0.28% |
| Net charge-offs (share of loans) | 0.25% |
| Loans to deposits | 79.8% |
| Real estate loans (share of loans) | 32.2% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $801.11M | 32.2% | |
| Commercial & industrial | $1.15B | 46.4% | |
| Consumer / individual | $397.23M | 16.0% | |
| Construction & development | $59.48M | 2.4% | |
| Agricultural | $3.71M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.22B | $2.01B | $13.34M | $185.93M |
| Jun 2023 | $2.61B | $2.31B | $13.61M | $204.25M |
| Jun 2024 | $2.84B | $2.52B | $14.30M | $227.81M |
| Jun 2025 | $3.13B | $2.77B | $19.82M | $266.59M |
| Jun 2026 | $3.53B | $3.12B | $20.16M | $294.56M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Illinois | $2.86B | 14 |
| Indiana | $254.43M | 2 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $3.12B.
Similar-sized banks
Southeast Bank ($3.58B) · Mvb Bank, Inc ($3.50B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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