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One Community Bank
Oregon, WI · FDIC Certificate #22334 · Chartered 09/1
Total assets
$2.63B
Total deposits
$2.07B
Total equity
$332.51M
Net loans
$2.20B
Branches (offices)
19
Net income (YTD)
$17.12M
Rank: #482 of 4,213 U.S. banks by assets · #10 of 153 in Wisconsin. Assets changed 17.7% and deposits 18.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.33% |
| Return on equity | 10.55% |
| Net interest margin (YTD) | 3.57% |
| Equity to assets | 12.65% |
| Tier 1 leverage ratio | 12.78% |
| Uninsured deposits (share of deposits) | 27.0% |
| Noncurrent loans (share of loans) | 0.58% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 106.7% |
| Real estate loans (share of loans) | 94.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $2.08B | 94.4% | |
| Commercial & industrial | $113.69M | 5.2% | |
| Consumer / individual | $7.08M | 0.3% | |
| Construction & development | $299.78M | 13.6% | |
| Agricultural | $3.25M | 0.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.69B | $1.35B | $10.60M | $171.42M |
| Jun 2023 | $1.92B | $1.49B | $7.16M | $177.99M |
| Jun 2024 | $2.16B | $1.64B | $8.66M | $227.84M |
| Jun 2025 | $2.23B | $1.74B | $9.96M | $247.62M |
| Jun 2026 | $2.63B | $2.07B | $17.12M | $332.51M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Wisconsin | $2.07B | 19 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $2.07B.
Similar-sized banks
Fcb Banks ($2.64B) · Republic Bank Of Chicago ($2.61B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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