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Pacific Alliance Bank
San Gabriel, CA · FDIC Certificate #58234 · Chartered 12/2
Total assets
$454.37M
Total deposits
$369.17M
Total equity
$59.47M
Net loans
$343.20M
Branches (offices)
3
Net income (YTD)
$3.49M
Rank: #1,895 of 4,213 U.S. banks by assets · #82 of 115 in California. Assets changed 6.0% and deposits 6.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.56% |
| Return on equity | 12.01% |
| Net interest margin (YTD) | 3.13% |
| Equity to assets | 13.09% |
| Tier 1 leverage ratio | 13.37% |
| Uninsured deposits (share of deposits) | 19.2% |
| Noncurrent loans (share of loans) | 0.16% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 93.0% |
| Real estate loans (share of loans) | 91.4% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $313.69M | 91.4% | |
| Commercial & industrial | $34.59M | 10.1% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $50.24M | 14.6% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $348.24M | $286.05M | $2.58M | $45.36M |
| Jun 2023 | $390.68M | $309.52M | $1.92M | $49.49M |
| Jun 2024 | $381.00M | $296.51M | $1.24M | $52.95M |
| Jun 2025 | $428.62M | $348.05M | $1.80M | $55.34M |
| Jun 2026 | $454.37M | $369.17M | $3.49M | $59.47M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $369.17M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $369.17M.
Similar-sized banks
The Lincoln National Bank Of Hodgenville ($454.38M) · Hometown Bank Of Pennsylvania ($453.85M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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