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Paradise Bank
Boca Raton, FL · FDIC Certificate #58030 · Chartered 07/2
Total assets
$415.22M
Total deposits
$381.20M
Total equity
$30.57M
Net loans
$282.18M
Branches (offices)
3
Net income (YTD)
$4.80M
Rank: #2,020 of 4,213 U.S. banks by assets · #47 of 81 in Florida. Assets changed -8.5% and deposits -9.1% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 2.22% |
| Return on equity | 31.51% |
| Net interest margin (YTD) | 5.02% |
| Equity to assets | 7.36% |
| Tier 1 leverage ratio | 8.76% |
| Uninsured deposits (share of deposits) | 37.3% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.09% |
| Loans to deposits | 74.0% |
| Real estate loans (share of loans) | 91.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $258.69M | 91.7% | |
| Commercial & industrial | $26.80M | 9.5% | |
| Consumer / individual | $648.00K | 0.2% | |
| Construction & development | $20.90M | 7.4% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $416.40M | $382.99M | $3.36M | $29.29M |
| Jun 2023 | $357.77M | $325.28M | $6.24M | $28.53M |
| Jun 2024 | $380.61M | $348.49M | $5.83M | $28.31M |
| Jun 2025 | $453.61M | $419.53M | $5.97M | $29.68M |
| Jun 2026 | $415.22M | $381.20M | $4.80M | $30.57M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Florida | $381.20M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $381.20M.
Similar-sized banks
Sentry Bank ($415.46M) · Alliance Community Bank ($414.47M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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