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Park State Bank & Trust
Woodland Park, CO · FDIC Certificate #19381 · Chartered 03/0
Total assets
$162.25M
Total deposits
$145.67M
Total equity
$16.33M
Net loans
$110.19M
Branches (offices)
1
Net income (YTD)
$845.00K
Rank: #3,216 of 4,213 U.S. banks by assets · #48 of 63 in Colorado. Assets changed 8.1% and deposits 8.0% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.05% |
| Return on equity | 10.43% |
| Net interest margin (YTD) | 4.66% |
| Equity to assets | 10.06% |
| Tier 1 leverage ratio | 11.26% |
| Uninsured deposits (share of deposits) | 6.3% |
| Noncurrent loans (share of loans) | 0.05% |
| Net charge-offs (share of loans) | 0.00% |
| Loans to deposits | 75.6% |
| Real estate loans (share of loans) | 96.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $106.54M | 96.7% | |
| Commercial & industrial | $2.97M | 2.7% | |
| Consumer / individual | $2.22M | 2.0% | |
| Construction & development | $16.85M | 15.3% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $144.17M | $132.52M | $487.00K | $11.46M |
| Jun 2023 | $128.02M | $114.78M | $1.20M | $13.01M |
| Jun 2024 | $138.09M | $124.43M | $610.00K | $13.37M |
| Jun 2025 | $150.14M | $134.91M | $1.09M | $14.91M |
| Jun 2026 | $162.25M | $145.67M | $845.00K | $16.33M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Colorado | $145.67M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $145.67M.
Similar-sized banks
First State Bank Of Porter ($162.29M) · Family Bank ($162.03M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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