Advertisement
Peoples Bank
Clive, IA · FDIC Certificate #14692 · Chartered 03/1
Total assets
$529.64M
Total deposits
$464.32M
Total equity
$43.25M
Net loans
$338.39M
Branches (offices)
8
Net income (YTD)
$3.03M
Rank: #1,719 of 4,213 U.S. banks by assets · #58 of 225 in Iowa. Assets changed 9.0% and deposits 10.4% over the year to June 30, 2026.
Advertisement
Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.17% |
| Return on equity | 14.17% |
| Net interest margin (YTD) | 2.93% |
| Equity to assets | 8.17% |
| Tier 1 leverage ratio | 8.09% |
| Uninsured deposits (share of deposits) | 41.6% |
| Noncurrent loans (share of loans) | 0.15% |
| Net charge-offs (share of loans) | 0.01% |
| Loans to deposits | 72.9% |
| Real estate loans (share of loans) | 86.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $293.91M | 86.9% | |
| Commercial & industrial | $7.14M | 2.1% | |
| Consumer / individual | $1.35M | 0.4% | |
| Construction & development | $29.29M | 8.7% | |
| Agricultural | $31.73M | 9.4% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $409.16M | $356.29M | $1.77M | $30.38M |
| Jun 2023 | $445.48M | $378.69M | $1.57M | $33.33M |
| Jun 2024 | $450.15M | $401.09M | $679.00K | $32.68M |
| Jun 2025 | $485.90M | $420.68M | $2.15M | $37.69M |
| Jun 2026 | $529.64M | $464.32M | $3.03M | $43.25M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Iowa | $464.32M | 8 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $464.32M.
Similar-sized banks
Lake Elmo Bank ($529.75M) · First Secure Community Bank ($528.76M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
Advertisement