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Peoples Bank
Munster, IN · FDIC Certificate #29523 · Chartered 01/0
Total assets
$2.04B
Total deposits
$1.73B
Total equity
$177.04M
Net loans
$1.49B
Branches (offices)
24
Net income (YTD)
$4.37M
Rank: #595 of 4,213 U.S. banks by assets · #15 of 87 in Indiana. Assets changed -0.9% and deposits -1.3% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.43% |
| Return on equity | 5.02% |
| Net interest margin (YTD) | 3.26% |
| Equity to assets | 8.68% |
| Tier 1 leverage ratio | 9.31% |
| Uninsured deposits (share of deposits) | 28.0% |
| Noncurrent loans (share of loans) | 1.10% |
| Net charge-offs (share of loans) | -0.00% |
| Loans to deposits | 85.8% |
| Real estate loans (share of loans) | 91.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $1.37B | 91.9% | |
| Commercial & industrial | $101.32M | 6.8% | |
| Consumer / individual | $25.81M | 1.7% | |
| Construction & development | $77.71M | 5.2% | |
| Agricultural | $44.00K | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.10B | $1.92B | $6.05M | $132.97M |
| Jun 2023 | $2.16B | $1.80B | $4.16M | $131.00M |
| Jun 2024 | $2.08B | $1.76B | $9.46M | $146.49M |
| Jun 2025 | $2.06B | $1.76B | $2.65M | $153.25M |
| Jun 2026 | $2.04B | $1.73B | $4.37M | $177.04M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Indiana | $1.15B | 13 |
| Illinois | $580.70M | 11 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $1.73B.
Similar-sized banks
First United Bank & Trust ($2.05B) · First Financial Bank ($2.04B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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