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Peoples Bank
Mendenhall, MS · FDIC Certificate #9366 · Chartered 11/0
Total assets
$503.47M
Total deposits
$445.00M
Total equity
$56.36M
Net loans
$386.94M
Branches (offices)
4
Net income (YTD)
$9.84M
Rank: #1,777 of 4,213 U.S. banks by assets · #27 of 57 in Mississippi. Assets changed 7.2% and deposits 7.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 3.96% |
| Return on equity | 36.10% |
| Net interest margin (YTD) | 6.63% |
| Equity to assets | 11.19% |
| Tier 1 leverage ratio | 11.72% |
| Uninsured deposits (share of deposits) | 34.2% |
| Noncurrent loans (share of loans) | 4.28% |
| Net charge-offs (share of loans) | 0.31% |
| Loans to deposits | 87.0% |
| Real estate loans (share of loans) | 78.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $305.16M | 78.9% | |
| Commercial & industrial | $65.41M | 16.9% | |
| Consumer / individual | $15.67M | 4.0% | |
| Construction & development | $17.57M | 4.5% | |
| Agricultural | $4.43M | 1.1% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $424.05M | $374.22M | $9.29M | $45.78M |
| Jun 2023 | $457.21M | $390.10M | $11.37M | $51.84M |
| Jun 2024 | $465.92M | $409.65M | $9.72M | $52.52M |
| Jun 2025 | $469.52M | $412.61M | $6.05M | $54.57M |
| Jun 2026 | $503.47M | $445.00M | $9.84M | $56.36M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Mississippi | $445.00M | 4 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $445.00M.
Similar-sized banks
Grundy Bank ($504.71M) · Hamlin Bank And Trust Company ($503.39M)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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